Now available on Telegram
Control your spending just by chatting.
Set a monthly budget, send CoinSafe a message every time you spend, and get a summary each night showing how much of your budget is gone.
It works inside Telegram, so there's nothing new to install. WhatsApp and other apps are coming later.
How it works
Three steps to get started
You set your budget once. After that, you just send messages.
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Step 1
Set your monthly budget
Tell CoinSafe how much you want to spend this month, for example "my budget is $2,000".
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Step 2
Text your expenses
Write it the way you normally would, like "spent 35 on uber" or "coffee 4.50". CoinSafe works out the amount and the category.
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Step 3
Get your daily summary
Every evening CoinSafe sends a short recap with what you spent that day and how much of your monthly budget you've used.
Example
What a conversation looks like
You send a short message after each purchase. CoinSafe replies with the category and your updated total.
- Understands everyday language
- Sorts each expense into a category
- Shows your budget % after every message
CoinSafe
bot
- You: spent 35 on uber 12:41 PM
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CoinSafe: Got it. Saved $35.00 under Transportation.
You've used 41% of your monthly budget ($820 of $2,000). 12:41 PM - You: lunch 14.50 1:15 PM
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CoinSafe: Saved $14.50 under Food & Dining.
Budget used: 42% 1:15 PM -
CoinSafe: Daily summary
Spent today: $49.50
Budget used: 42% ($834.50 of $2,000)
You're on track for the month. Tip: bringing lunch from home twice a week could save around $100 a month. 9:00 PM
Apps
Choose your app
CoinSafe launches on Telegram. WhatsApp, iMessage and Messenger are next. Join the waitlist and we'll email you when yours is ready.
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Available now
Telegram
Start chatting with CoinSafe today.
Start on Telegram (opens in a new tab) -
Coming soon
WhatsApp
Not available yet.
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Coming soon
iMessage
Not available yet.
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Coming soon
Messenger
Not available yet.
Features
What CoinSafe does
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Monthly budget goal
Pick a spending limit for the month. CoinSafe keeps a running total and shows the % you've used after every expense.
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Daily summary
A short recap every evening: what you spent today, by category, and how your month is going.
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Money tips
Short, practical tips on spending less and saving more.
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Savings goals
Saving for a trip, a new laptop or an emergency fund? Set a goal and CoinSafe keeps track of how much you've put aside.
FAQ
Frequently asked questions
Is CoinSafe free?
You can try CoinSafe free for 7 days. After that, it costs
$4.99 per month. You can cancel anytime by sending
/account to the bot.
Which messaging apps does it work with?
Right now, only Telegram. WhatsApp, iMessage and Messenger are coming soon. You can join the waitlist to hear when your app is ready.
Do I need to connect my bank account?
No. You simply tell CoinSafe what you spent by sending a message. It doesn't ask for your bank login or card numbers.
Is my data safe?
We aim to collect only what's needed to track your spending and send your summaries, and we're continuing to improve how we protect it. Please avoid sharing sensitive information like passwords or full card numbers in the chat. You can read more in our Privacy Policy.
Is CoinSafe financial advice?
No. CoinSafe's tips are general, educational information to help you build better money habits. For decisions about investing, taxes or debt, talk to a qualified professional.